California surety bonds, licensed CA DOI #6009105

Get the right bond. Fast.

California surety bonds from a real broker. Issued fast when you qualify, and placed for the tough cases when you don't.

Get a Quote (805) 752-8600

Start a fast quote

~2 min

What kind of bond do you need?

License & PermitContractor, BQI, LLC bondsContract BondBid, performance, paymentTough CaseBad credit, prior claims

No payment, card, or SSN to get a quote.

Licensed CA brokerCA DOI #6009105, active
Issued fastSame day on qualifying bonds
Tough cases welcomeBad credit, prior claims, new
All of California325,000+ licensee market

Three ways in. One broker who places them all.

Pick your path. We route you to a fast quote or a real underwriter, whichever the bond needs.

Flagship

Contractor License Bond

The bond every CSLB-licensed contractor must carry. New, renewing, or reactivating, we issue it fast and quote bad credit honestly.

$25,000

Required under BPC §7071.6 · Form CSLB 13b-1

Start here

Contract Bonds

Bid, performance, and payment bonds for public and private projects. Capacity built by a broker, not a bot.

Talk to an underwriter

Hard-to-Place

Declined elsewhere? That is exactly what we do. Bad credit, prior claims, new contractors, high-risk classes.

See how we place it

How it works

A real broker, start to bonded.

01
Tell us about the bond
Two minutes, no card or SSN. Your bond type, amount, and a few quick questions about your situation.
02
We shop multiple markets
A licensed underwriter works your file across top-rated sureties, including the markets that handle credit challenges.
03
Get bonded, often same day
We e-file with the CSLB and send your bond. Qualifying license bonds can be done the same business day.

Why a broker beats an instant-issue site.

Vending-machine bond sites are fast until your file is not perfect. Then they decline and move on. A broker works the whole market for you, and keeps working when it gets hard.

See the hard-to-place difference

MM Bonding broker

A licensed underwriter shops multiple surety markets
Bad credit, prior claims, and new businesses get placed
Bonding capacity built for growth, not a one-size program
A real person who answers when a deadline is tomorrow

Instant-issue site

One program, one algorithm, one yes-or-no
Tough credit is auto-declined at the door
No capacity strategy for bigger contracts
A form, a wait, and nobody to call

Our specialty

Declined elsewhere? That's what we do.

We shop hard-to-place markets and work with credit challenges, prior losses, and high-risk classes. Underwriting still applies and we never promise guaranteed approval. We just get tough cases placed when others won't.

Place my tough case

Bonds we place

California contractor bonds, covered.

Browse contract bonds

Contractor License Bond

The $25,000 bond every licensed California contractor must carry under BPC §7071.6.

$25,000

Bid Bond

Guarantees you will honor your bid and furnish the required bonds if awarded the job.

Typically 5 to 10% of the bid

Performance Bond

Guarantees the project owner that the work will be completed per the contract.

Up to 100% of the contract

Payment Bond

Guarantees subcontractors and suppliers are paid. Usually paired with a performance bond.

Up to 100% of the contract

Bond of Qualifying Individual

A $25,000 bond required when a license is qualified by an RME, or an RMO owning under 10%.

$25,000

LLC Employee/Worker Bond

The $100,000 bond LLC contractors must carry in addition to the $25,000 license bond.

$100,000

Disciplinary Bond

Required to reinstate a license after a CSLB disciplinary action. Amount set by the Registrar.

≥ $25,000, up to 10× the license bond

Michael Melshenker

CEO, MM Bonding

CA DOI License: #6009105
Reviews every bond guide: Verified

Connect on LinkedIn

A real, licensed underwriter behind every bond.

MM Bonding is founded and run by Michael Melshenker, a licensed California producer who personally works the hard-to-place cases. The license number is public, the guidance on every page is reviewed and dated, and the person who quotes your bond is the person who places it.

That is the difference between a named expert and an anonymous form: accountability you can verify, on bonds that protect your livelihood.

Meet the team Talk to us

Common questions

Straight answers, sourced and dated.

Every figure here is verified against CSLB and CA DOI sources and reviewed by Michael Melshenker.

How much does a California contractor license bond cost?

The bond amount is fixed at $25,000 under BPC §7071.6. You pay a premium, not the full amount, usually a small percentage driven by your credit. Strong credit can start in the low hundreds per year; tougher credit costs more. We quote your exact rate fast.

Can I get bonded with bad credit or a prior claim?

Often, yes. Hard-to-place is our specialty. Instant-issue sites decline tough credit; we shop multiple markets and work with credit challenges, prior losses, new businesses, and high-risk classes. Underwriting still applies and we never promise guaranteed approval, but we place cases others turn away.

How fast can I get bonded?

Qualifying license and permit bonds are often issued the same day. Your surety e-files with the CSLB, and filings typically post within 24 to 48 business hours. Contract bonds take a short underwriting review, then issue quickly.

Are you an insurance company?

No. MM Bonding is a licensed California surety broker (CA DOI #6009105). We represent you, shop multiple top-rated surety markets, and place the bond that fits, instead of issuing from a single program like an instant-quote website.

What bonds do you place besides the license bond?

Bid, performance, and payment bonds for public and private work; the $100,000 LLC employee/worker bond; the Bond of Qualifying Individual; disciplinary bonds; and a range of commercial bonds. Not sure which you need? We will tell you.